Protecting your property is extremely important, and there are a lot of different ways you can do that. One of those is through having the right insurance policies, and that includes flood insurance. Even if you live in an area where flooding isn’t common, it can still take place, and that can cause serious damage to your home. If you’re in the Coppell, TX area, David King Insurance Services LLC can help.

Here’s how to get the right flood policy for your needs:

1. Work With a Trusted Insurance Agent

Working with a trusted agent is important when you’re looking for a good flood policy. That can make it easier to get your questions answered, and also help you focus on the best policy for your specific situation. You don’t want to just pick something, because it might not give you the level of coverage you really need to keep your home secure.

2. Compare Flood Policies From Different Insurers

When you work with an agent, they can help you compare flood policies from a few different insurers. That means you can see these policies all in one place, and you won’t have to spend a lot of time checking with individual companies. Your agent will also go over the options with you, giving you the ability to pick a policy with confidence.

3. Review Your Policy on an Annual Basis

Reviewing your policy at least once per year is the right choice. There could be important changes that need to be made, or you may want to update the policy in some way. A review can help you remain confident that you have the right coverage.

We Are Here To Help

If you’re in the Coppell, TX area and need flood insurance, reach out to us at David King Insurance Services LLC today. We can help you get the coverage and peace of mind you’re looking for.

Wondering how much flood insurance you need in Texas? Licensed insurance agents at David King Insurance Services LLC in Coppell, TX can provide you with a free quote!

What is Flood Insurance? 

Flood insurance is a form of property insurance that covers losses and damage caused by floods.

Why You Need Flood Insurance in Texas

The Texas Department of Insurance reports that less than 20% of Texans are covered by flood insurance. This is a meager number considering that some coastal areas, towns, and mortgage lenders require residents to purchase homeowners insurance and flood insurance as part of their homebuying agreement.

Most homeowners and rental insurance policies will NOT cover the costs of repairs from water damage and flooding. People who live in high-risk flood zones should protect their homes, property, and finances by investing in an adequate flood insurance policy.

High-Risk Flood zones 

If you live along the Texas coastline or in other flood-prone areas of the state, you probably already know how important it is to get flood insurance to protect your property.

In addition, new residents and homeowners who live in coastal Texas and other flood-prone areas get flood insurance as a measure to safeguard against financial loss or ruin in the case of a natural disaster like a typhoon or hurricane. 

Heavy Rains and Natural Disasters

Flash flooding from heavy rains and coastal storms like hurricanes can cause devastating property damage.

Get flood insurance to protect your home and finances in Texas.

Give Us A Call

When you need to buy flood insurance, you can learn about affordable rates and available coverage options when you talk to a licensed insurance agent at David King Insurance Services LLC in Coppell, TX.