Wondering how much flood insurance you need in Texas? Licensed insurance agents at David King Insurance Services LLC in Coppell, TX can provide you with a free quote!
What is Flood Insurance?
Flood insurance is a form of property insurance that covers losses and damage caused by floods.
Why You Need Flood Insurance in Texas
The Texas Department of Insurance reports that less than 20% of Texans are covered by flood insurance. This is a meager number considering that some coastal areas, towns, and mortgage lenders require residents to purchase homeowners insurance and flood insurance as part of their homebuying agreement.
Most homeowners and rental insurance policies will NOT cover the costs of repairs from water damage and flooding. People who live in high-risk flood zones should protect their homes, property, and finances by investing in an adequate flood insurance policy.
High-Risk Flood zones
If you live along the Texas coastline or in other flood-prone areas of the state, you probably already know how important it is to get flood insurance to protect your property.
In addition, new residents and homeowners who live in coastal Texas and other flood-prone areas get flood insurance as a measure to safeguard against financial loss or ruin in the case of a natural disaster like a typhoon or hurricane.
Heavy Rains and Natural Disasters
Flash flooding from heavy rains and coastal storms like hurricanes can cause devastating property damage.
Get flood insurance to protect your home and finances in Texas.
Give Us A Call
When you need to buy flood insurance, you can learn about affordable rates and available coverage options when you talk to a licensed insurance agent at David King Insurance Services LLC in Coppell, TX.