Condo insurance is a critical way to protect yourself when you own a condo. It provides several different types of protection, all rolled into one policy. When you’re buying a condo or already own one and need insurance, call us at David King Insurance Services LLC in Coppell, TX, to find out more.
Condo Protection
This type of protection protects the portions of your condo against damage from certain damaging events. This type of coverage includes many kinds of events, such as accidents. It doesn’t protect the outside of the outer walls, as that’s for the condo board to insure. Instead, it goes by exactly which parts of the building that you own. Sometimes, this includes the middle area between the outer walls and the inside of those ways; sometimes, it doesn’t, depending on what you purchased.
Protection for Possessions
When a damaging event happens that causes damage to your possessions inside your condo, this can mean a lot of expensive damage that requires items to be replaced. It can be extremely expensive to replace just a few items, much less a roomful of items or even more. With a condo policy, the items can be replaced so that you won’t have to start all over again without the things you need.
Liability Protection
If someone were to come over to your condo and get injured, you’d be liable for a lot of bills. It’s important to be covered against this liability, and that’s exactly what condo insurance does. It will pay those bills on your behalf after an accident.
Get Condo Insurance
It is never a good idea to go without a condo policy for your home. To get started, call David King Insurance Services LLC in Coppell, TX.
