Click to Call
David King Insurance Services LLC

549 E. Sandy Lake Road
Suite 100
Coppell, TX 75019

Get Directions

Texas Insurance Blog

Is Boat Insurance A necessity?

Purchasing a boat in Coppell, TX is a massive investment that is a dream come true for any resident. This considerable investment extends your crafts buying price. Whether you are a new boat owner or considering owning one, it’s paramount to familiarize yourself with the available coverages to offer your watercraft formidable protection. Boat accidents might not often happen in Coppell, TX like car accidents.

Still, it’s instrumental in safeguarding your vessel as you do with your automobile in case of impending peril. Please contact our dedicated agents at David King Insurance Services LLC and get affordable boat insurance coverage that meets your needs and budget. Keep reading to verse yourself why boat insurance is an absolute necessity.

Asset protection

Did you know that devoid of formidable insurance, you could potentially lose your investment if an accident strikes or unforeseen events crop up? It is imperative to beware that a single storm may sink a boat while an impending fire may burn your boat or get vandalized. Investing in boat insurance can pay for the costs of replacing or repairing your boat when covered perils damage it.

 Protect a boat owner

What happens when you trigger injuries to your passenger, a swimmer, or propagate damage to another boat while utilizing yours? These instances make you liable for the resulting bodily injury and medical costs as well as property damage expenses. Third parties could file lawsuits forcing you to use a significant amount of money. Luckily, boat insurance comes in to rescue you from paying these costs out of pocket.

Environmental protection

If your watercraft gets massive damage and leaks fuel and oil into the water or sinks to the bottom of the lake or ocean, you are liable to cater to the removal or cleanup process as a boat owner. Fortunately, if you have coverage that encompasses wreckage removal and fuel spill, you are salvaged by paying a fortune from your wallet.

Provides emergency assistance and towing

Have you ever imagined what could transpire if your boat engine fails or you run out of gas in the middle of a lake or ocean, and you require the services of professional towing? Investing in this form of coverage assists you in settling these services, which sometimes prove to be expensive.

Let’s gain peace of mind while cruising Coppell, TX waters with our boat, knowing that you are protected when a disaster strikes. Please don’t hesitate to call or visit us at David King Insurance Services LLC and get a customized quote for your boat insurance.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


Partner Carriers

  • AIG
  • Allstate
  • American Modern
  • ASI
  • Bankers Insurance Group
  • Blue Cross Blue Shield
  • Bristol West
  • Chubb
  • CNA
  • Dairyland
  • Encompass
  • Foremost
  • Gainsco
  • Hallmark
  • Harleysville
  • Infinity
  • Kemper
  • Liberty Mutual
  • Mercury Insurance
  • MetLife
  • Mutual of Omaha
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • Texas Mutual
  • Travelers
  • Utica
  • Zurich