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David King Insurance Services LLC

549 E. Sandy Lake Road
Suite 100
Coppell, TX 75019

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Texas Insurance Blog

Why Texas Business Owners Need Umbrella Insurance

David King Insurance Services LLC serves the Coppell, TX community. We offer our clients multiple types of coverage. We work with our clients to help them protect their assets in any scenario. Life may throw unexpected curveballs your way. That’s why it’s important to have insurance that you can rely on.

Why Texas Business Owners Need Umbrella Insurance

It’s hard to predict the future. One mistake could change everything. Working hard to gain assets just for one mistake to put everything you’ve worked for in jeopardy can be heartbreaking. Umbrella insurance was created to protect you in these situations. The policy is an extra layer of protection that you can rely on when your liability limits have been reached. Umbrella insurance can prevent you from possibly losing everything during litigation.

Umbrella insurance is especially beneficial if you are a Coppell, TX business owner. Operating a business exposes you to multiple risks. Perhaps one of your clients suffers an injury while they are visiting your property. If the injury is severe enough, they could pursue legal action. Perhaps one of your employees is driving a commercial vehicle, and they are involved in an accident. Footage shows that your employee is responsible for the injuries and damages because they were driving recklessly. That puts your business at risk. Perhaps one of your employees alleges misconduct in the workplace. Umbrella insurance is a safety net while you handle the allegations.

Starting a business is a significant investment. Umbrella insurance helps ensure that your life’s work isn’t at risk if you don’t have enough liability coverage.

David King Insurance Services LLC Will Help You Protect Your Investment

Visit our website to learn more information about umbrella insurance.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


Partner Carriers

  • AIG
  • Allstate
  • American Modern
  • ASI
  • Bankers Insurance Group
  • Blue Cross Blue Shield
  • Bristol West
  • Chubb
  • CNA
  • Dairyland
  • Encompass
  • Foremost
  • Gainsco
  • Hallmark
  • Harleysville
  • Infinity
  • Kemper
  • Liberty Mutual
  • Mercury Insurance
  • MetLife
  • Mutual of Omaha
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • Texas Mutual
  • Travelers
  • Utica
  • Zurich