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David King Insurance Services LLC

549 E. Sandy Lake Road
Suite 100
Coppell, TX 75019

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Texas Insurance Blog

When is it helpful to have umbrella insurance in Texas?

Those that are living in or around the Coppell, TX area should always ensure they are supported by proper personal insurance policies and plans. One type of insurance all people here need to get is umbrella insurance, which is a personal liability plan.

There are many different situations when it can be helpful to get this coverage:

When you Want Broad Coverage

The first situation when it would be a good idea to get an umbrella insurance plan is when you want to have broad coverage. If you have home or auto coverage, you will have some liability insurance. However, these policies are somewhat limited regarding the situations they will cover. If you have an umbrella insurance policy, you will have broader support that can protect you in various scenarios. 

Support for Sizable Claim

It is also a good idea to get an umbrella insurance plan so you can receive support for sizable claims. There will always be a chance that a liability claim fits under your home or auto plan but exceeds the coverage amount. If this happens, you will benefit from having an umbrella insurance plan as it will give coverage once you have exhausted the support in your base plans. 

Contact Us Today

If you are in or around the Coppell TX area, you should confirm that you are offsetting your various personal liability risks. One great way that you can do this is by getting an umbrella insurance plan. When you are looking for this coverage here, you can call our team at David King Insurance Services LLC to learn more. When you call us at David King Insurance Services LLC, you can receive the personalized support that you need to build an ideal policy for your situation. 

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