Click to Call
David King Insurance Services LLC

549 E. Sandy Lake Road
Suite 100
Coppell, TX 75019

Get Directions

Texas Insurance Blog

Sub-Leasing a Condo: What Does Your Insurance Help Cover?

Owning a condo is often a great experience for many people, particularly if they want to make extra money renting it out. However, how does subletting your condo affect your insurance policy? Let us at David King Insurance Services LLC serving Coppell, TX help you understand this complex topic.

You May Need Extra Insurance 

When you sublet or sublease your condo to someone else, you are well within your rights as an owner. However, if you move out of the facility and somewhere else, you’re in an exciting situation. Your policy will cover items within the condo that belong to you but not those of your subleaser. 

And if your renter does anything to damage your condo, such as accidentally burning areas, you might be in a challenging situation. That’s because there’s a good chance that your policy might not cover this situation. It all depends on the nature of your policy and what you set it up to cover for your needs. 

You must talk to your agent about this situation and seriously consider rental insurance to protect you and your renter. They will pay for the policy, not you, and their items will be covered. And your condo policy should help protect your belongings inside, as long as you are honest with your insurer and work to find a policy with a provision that covers you. 

Need More Information?

The complexity of this situation is often frustrating for many people to understand and may require the help of a high-quality insurance company to manage appropriately. So if you’re still confused and unsure what kind of policy you need for your condo, please contact us at David King Insurance Services LLC right away to learn more. We’ll help provide significant policies for your Coppell, TX area condo.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Testimonials

Partner Carriers

  • AIG
  • Allstate
  • American Modern
  • ASI
  • Bankers Insurance Group
  • Blue Cross Blue Shield
  • Bristol West
  • Chubb
  • CNA
  • Dairyland
  • Encompass
  • Foremost
  • Gainsco
  • Hallmark
  • Harleysville
  • Infinity
  • Kemper
  • Liberty Mutual
  • Mercury Insurance
  • MetLife
  • Mutual of Omaha
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • Texas Mutual
  • Travelers
  • Utica
  • Zurich