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Coppell, TX 75019

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Texas Insurance Blog

How Much Flood Insurance Do I Need in Texas?

Wondering how much flood insurance you need in Texas? Licensed insurance agents at David King Insurance Services LLC in Coppell, TX can provide you with a free quote!

What is Flood Insurance? 

Flood insurance is a form of property insurance that covers losses and damage caused by floods.

Why You Need Flood Insurance in Texas

The Texas Department of Insurance reports that less than 20% of Texans are covered by flood insurance. This is a meager number considering that some coastal areas, towns, and mortgage lenders require residents to purchase homeowners insurance and flood insurance as part of their homebuying agreement.

Most homeowners and rental insurance policies will NOT cover the costs of repairs from water damage and flooding. People who live in high-risk flood zones should protect their homes, property, and finances by investing in an adequate flood insurance policy.

High-Risk Flood zones 

If you live along the Texas coastline or in other flood-prone areas of the state, you probably already know how important it is to get flood insurance to protect your property.

In addition, new residents and homeowners who live in coastal Texas and other flood-prone areas get flood insurance as a measure to safeguard against financial loss or ruin in the case of a natural disaster like a typhoon or hurricane. 

Heavy Rains and Natural Disasters

Flash flooding from heavy rains and coastal storms like hurricanes can cause devastating property damage.

Get flood insurance to protect your home and finances in Texas.

Give Us A Call

When you need to buy flood insurance, you can learn about affordable rates and available coverage options when you talk to a licensed insurance agent at David King Insurance Services LLC in Coppell, TX.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


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