The David King Insurance Services LLC team is here for the residents and business owners in the Coppell, TX area. If you are unsure if flood insurance is necessary to protect your property, give us a call. We can review your location and help you determine if this type of insurance is something that you need.
You may need flood insurance even if your home or office isn’t in a flood zone
Questions about needing flood insurance are easy to answer if you live in a flood zone or your lender requires you to have it. However, there are many situations where having this additional insurance makes a lot of sense. Most primary policies, both home and commercial, have exclusions for losses that are caused by flood water. Because of this, it is often a smart idea to have a flood insurance policy in addition to other insurance.
If you are in an area that is outside of flood zones but still experiences flooding, it’s time to consider a flood insurance policy. First, check your home or commercial policy to see what exclusions there are with the policy. Next, sit down with a local agent to review your flood insurance options. Having a flood insurance policy can help protect you from losses that are due to flooding and that your primary policy might not cover.
Call or stop by today!
If you are a property owner in the greater Coppell, TX area, you can rely on the team at David King Insurance Services LLC. We are here to answer your questions and provide any information necessary for you to make an informed decision when it comes to all types of insurance. Give our office a call or stop by today!