Owning a condominium may not seem very different from renting an apartment in the sense that you're occupying a portion of the building. The significant difference is that you own your unit and are required by your mortgage company to carry an insurance policy. At David King Insurance Services LLC in Coppell, TX, we understand what condo owners in the greater Dallas area might face during their ownership. Our insurance agency is ready to help you protect yourself against the unexpected. Here's a look at what condo insurance covers:
Accidents happen anywhere and to anyone. While you don't want it happening to a guest that's visiting your condominium, there's always a possibility of someone getting hurt in your home. When the worst-case scenario happens, your condo insurance policy pays for the medical bills. Your policy may extend to the common areas outside your unit, which means your guests can get help from more than one policy.
This covers the interior of your Texas home, including the walls, appliances, and cabinets that were in the unit at the time of construction. It's important to note that the policy has to have specific language stating there is coverage for these items. Our insurance agency can find you a policy with this type of coverage and make sure it's in the policy you ultimately buy.
If someone breaks into your unit and steals your belongings, or you experience an adverse event that forces you out of your home for some time, your condominium insurance will reimburse you for those items and provide you with coverage for living expenses.
At the insurance agency of David King Insurance Services LLC in Coppell, TX, we are ready to talk to you about condo insurance and the kind of coverage it offers. Call us today for information about policies and free quotes. We're here to help you get your condo in Texas properly insured and protect you from unexpected events.
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We have been with David King for more than 15 years and we highly recommend his agency! Beverly Caperna has been excellent help for us always in both our home and car insurance policy. They give great service!
Beverly has been a great resource to work with. She has always responded quickly, is very knowledgeable and communicates the options very well! Would certainly recommend the service.