A recreational vehicle combines different parts of a house and a vehicle, both of which are susceptible to water damage. Severe weather, collisions, vandalism, and other events have the potential to cause this type of harm. If you have RV insurance, you may wonder if it would cover the necessary repairs.
Water Damage Coverage
Some types of RV insurance cover water damage when physical damage caused by a storm or traffic accident allows rain to enter the vehicle. Recreational vehicle owners in Coppell, TX should sign up for comprehensive RV insurance if they want the best protection against water damage. However, collision insurance may cover water leaks triggered by a crash.
Comprehensive insurance provides coverage for a wider range of water damage. In many cases, it will cover damage resulting from weather-related flooding or falling trees. The same goes for leakage that occurs after a thief or vandal breaks an RV’s window. Still, it’s important to put a tarp over any broken glass as soon as possible.
Possible Exceptions
Recreational vehicle insurance doesn’t always cover water damage. A claim may be rejected if the RV owner acts negligently. Examples of negligence include leaving windows open while you’re away or skipping maintenance. Unfortunately, decaying seals and rusty surfaces may allow water to enter an older vehicle. It’s crucial to fix these problems before they become severe.
David King Insurance Services LLC offers quality RV insurance in the Coppell, TX area. Our staff benefits from comprehensive education and experience in the insurance field. You can rely on us to help you find the ideal policy for your RV, lifestyle, and travel plans. To learn more or request a quote, call 972-393-3311 to contact David King Insurance Services LLC today.
