Are you planning a boat trip with a group of people? If your watercraft will be used to transport you and others, it’s crucial to review your boat insurance policy.
Boat Insurance
Boat insurance safeguards against liability incidents. It also provides protection if a boat is vandalized or damaged by weather conditions. If a boat insurance policy includes a loss provision, the coverage may pay for the cost of replacing a stolen watercraft.
Without adequate boat insurance, the boat owner is liable for all costs associated with repairing or replacing a boat. They are also responsible for liability fees resulting from injuries or property damage caused by the boat’s operation.
Group Excursions
Group excursions on a boat may come with several risks. The boat owner is responsible for the safety of their guests. They must also consider that the risk of damage to their boat may be higher than if they were traveling alone.
A Pre-Trip Inspection
Before taking your boat on a group trip, conduct a thorough inspection of your watercraft. Identify any liability risks that may require additional boat insurance. Choose the items on the boat that you would like to add to your insurance policy. Furnishings, navigational gear, and other high-priced items can be included in your boat insurance policy.
Contact An Insurance Agent in Coppell, TX
Contact one of our David King Insurance Services LLC agents. An agent from our company can help you enhance your boat insurance policy. They will add coverage that will provide protection during a group boating trip.
